Why Build Wealth?

Wealth isn’t about greed—it’s about options. It’s about the freedom to travel, retire early, or start a business. It’s about knowing your children are secure and your future is stable. Wealth creates the space to live life on your terms.

Step 1: Keep Growing

Continue investing beyond 15% if your lifestyle allows. Explore real estate, entrepreneurial ventures, or higher levels of retirement savings. At this stage, money becomes a tool to create opportunities, not a source of stress.

Step 2: Live Generously

Giving is the ultimate expression of freedom. Whether it’s helping family, supporting your community, or funding causes close to your heart, generosity multiplies the impact of your wealth. Remember: true wealth isn’t just what you keep—it’s what you share.

Step 3: Create a Legacy

Think long-term. Estate planning, charitable foundations, or simply modeling financial wisdom for your children ensures your wealth continues to make a difference for generations. Legacy isn’t just money—it’s the values and opportunities you pass on.

Takeaway

Baby Step 7 is where freedom blossoms into impact. With discipline behind you and abundance ahead, you can live, give, and inspire in ways that echo far beyond your own life. Wealth isn’t the finish line—it’s the beginning of your greatest impact.